Terms and Conditions

Users may access and use the Bold Benefits website and My Bold Benefits solely for lawful, authorized, and legitimate business, informational, employment, or benefits-related purposes.

Users agree not to use the website or platform in any way that could damage, disable, overburden, interfere with, or impair the website, platform, its services, or its operation.

Users may not attempt to gain unauthorized access to website or platform systems, connected services, user accounts, employer information, employee information, or related data.

Any misuse of the website or platform, including malicious activity, automated scraping, attempts to bypass access controls, or attempts to disrupt service, is strictly prohibited.

Access to certain areas of My Bold Benefits may be limited to authorized employees, employers, producers, administrators, or other approved users.

Users may access only the accounts, information, records, and functionality they are authorized to access.

Users are responsible for protecting their login credentials and for promptly notifying Bold Benefits if they believe their account or credentials have been compromised.

Users may not:

• Impersonate another individual
• Improperly share login credentials
• Attempt to access another user's, employee's, employer's, or organization's information without authorization
• Circumvent security or access controls
• Use information obtained through the platform for unauthorized purposes

Content provided through the Bold Benefits website and My Bold Benefits may include service descriptions, educational materials, benefits-related information, forms, resources, and other information intended to help users understand Bold Benefits services and employee benefit programs.

General educational information provided through the website or platform does not constitute legal, tax, medical, investment, or individualized financial advice.

Insurance or employee-benefits information or recommendations provided by appropriately licensed professionals may be subject to separate communications, agreements, carrier materials, plan documents, or applicable insurance requirements.

Users should consult an appropriately qualified professional when legal, tax, medical, investment, or other specialized advice is required.

Accurate Information

Users agree to provide accurate, current, and complete information when submitting forms, applications, inquiries, account information, or other information through the website or platform.

No Guaranteed Response or Service

Submission of a contact form, application, scheduling request, consultation request, or other inquiry does not create a contractual relationship and does not guarantee service, consultation, employment, or a response within a specific timeframe.

Consent to Communication

By submitting forms or contact information, users consent to receive communications from Bold Benefits related to their inquiry, application, appointment, account, benefits, enrollment, or services requested, including email, phone, and text message communications where applicable.

Marketing or promotional communications will be handled in accordance with applicable consent and opt-out requirements.

Descriptions of services on the Bold Benefits website or My Bold Benefits are provided for informational purposes only and may be updated, modified, or discontinued at any time without notice.

Specific services, pricing, timelines, responsibilities, and deliverables, if applicable, shall be governed by separate written agreements executed between Bold Benefits and the relevant client, employer, partner, producer, organization, or other applicable party.

Nothing on the website or platform shall be interpreted as creating an offer, guarantee, binding proposal, or service commitment unless and until expressly confirmed in writing by Bold Benefits.

Users who submit resumes, job applications, or employment-related inquiries through the Bold Benefits website acknowledge that submission does not guarantee review, interview, employment, or future communication.

Bold Benefits reserves the right to review, store, or decline applications in accordance with business needs and applicable law. Users are responsible for ensuring the information and documents they provide are accurate, lawful, and appropriate for submission.

Bold Benefits may retain application information for future employment opportunities where legally permissible and operationally appropriate.

The Bold Benefits website may use or integrate with third party services such as customer relationship management systems, scheduling tools, hosting providers, email communication platforms, analytics services, and other software providers. These services may process user information in connection with website operations and business communications.

Bold Benefits is not responsible for the independent acts, omissions, policies, or security practices of third party platforms beyond the reasonable control of Bold Benefits. Users acknowledge that their interactions with such services may also be subject to the terms and privacy policies of those providers.

Ownership of Content

All content available on the Bold Benefits website, including text, graphics, logos, icons, layouts, images, designs, documents, and other materials, is the property of Bold Benefits or its licensors and is protected by applicable intellectual property laws.

Permitted Use

Users may access and view website content solely for personal, informational, or business evaluation purposes related to Bold Benefits services.

Restrictions

Users may not reproduce, distribute, modify, publish, display, transmit, create derivative works from, or otherwise exploit website content without prior written permission from Bold Benefits.

The Bold Benefits website may contain links to third party websites, software tools, scheduling pages, service providers, or informational resources. These links are provided solely for convenience or reference.

Bold Benefits does not control and is not responsible for the content, availability, security, or policies of third party websites or services. The inclusion of any third party link does not constitute endorsement or approval. Users access external links at their own discretion and risk.

The Bold Benefits website, My Bold Benefits platform, and all materials, content, features, and services made available through them are provided on an "as is" and "as available" basis.

Bold Benefits makes no warranties or representations, express or implied, regarding the operation, availability, reliability, completeness, or accuracy of the website, platform, or its content.

Bold Benefits does not warrant that the website or platform will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

Use of the website and platform is voluntary and undertaken at the user's own risk.

To the fullest extent permitted by applicable law, Bold Benefits shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to the use of, inability to use, or reliance upon the website, its content, forms, linked services, or communications.

This limitation applies regardless of the theory of liability and even if Bold Benefits has been advised of the possibility of such damages.

Users agree to defend, indemnify, and hold harmless Bold Benefits, its owners, representatives, affiliates, service providers, and related parties from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorney fees, arising out of or related to a user's violation of these Terms and Conditions, misuse of the website or platform, unauthorized activity, or infringement of any rights of another person or entity.

Users may receive communications from Bold Benefits related to their account, benefits, enrollment, appointments, inquiries, support requests, or services electronically where permitted by applicable law.

Electronic communications may include email, text messages, account notifications, appointment confirmations, enrollment communications, benefits information, and other service-related notices.

These Terms and Conditions do not replace any separate electronic-record consent, authorization, or electronic-signature disclosure that may be required for a particular transaction.

Where separate consent or authorization is required, Bold Benefits may provide additional disclosures or obtain additional consent.

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the state in which Bold Benefits operates, without regard to conflict of law principles.

Any disputes arising from or related to the website, its use, or these terms shall be subject to the jurisdiction of the appropriate state or federal courts located within that jurisdiction, unless otherwise required by applicable law.